HERO
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Financial Services · Risk & Operations Intelligence

Risk Is Live.
Fraud Is Live.
Operations Should Be Too.

Fintech founders compete against incumbents with thousand-person risk teams. AI is the equalizer. The ones who deploy the intelligence layer underwrite smarter, detect fraud faster, and scale without proportionally scaling compliance headcount.

$310B
Global fintech market 2026
$3.1T
Annual global fraud losses
85%
Of underwriting decisions AI-assisted by 2028
Why this conversation

You Already Have
The Foundation.

Fintech founders compete against incumbents with thousand-person risk teams. AI is the equalizer. The ones who deploy the intelligence layer underwrite smarter, detect fraud faster, and scale without proportionally scaling compliance headcount.

Pulso AI builds the layer on top of what you already run. No rip-and-replace · No vendor lock-in · You own the data
Where this industry is heading

AI Is Rewriting
Every Financial
Risk Model.

Fintech founders compete against incumbents with thousand-person risk teams. AI is the equalizer. The ones who deploy the intelligence layer underwrite smarter, detect fraud faster, and scale without proportionally scaling compliance headcount.

$310B
Global fintech market 2026
$3.1T
Annual global fraud losses
85%
Of underwriting decisions AI-assisted by 2028
Who is already building

What They're Doing
Today.

The operators already deploying intelligence in fintech — and what they are doing with it.

01 · Stripe Radar
Stripe Radar

ML-native fraud detection across $1T+ processed

02 · Ramp / Brex
Ramp / Brex

AI-native finance operations platforms for growth companies

03 · Upstart
Upstart

AI underwriting replacing FICO-only consumer lending decisions

04 · Plaid
Plaid

Real-time data infrastructure powering 10K+ fintech apps

Where you stand today

Better Positioned
Than You May Think.

Most fintech operations still run on batch jobs, Excel reconciliations, and weekly fraud reports. The customers who defraud you this afternoon won't be flagged until next Tuesday. The layer closes that window to seconds.

The layer above does not replace your operation. It reads it, acts on it, and makes it legible.
Pulso AI · Capabilities applied to fintech

Six Layers
Of Intelligence.

Each layer is modular. Pick what ships first based on your diagnostic — we build, we measure, we expand.

LAYER 01
Real-Time Fraud Intelligence

Every transaction scored in milliseconds across device, behavior, and network signals. Fraud caught before settlement.

LAYER 02
AI Underwriting Layer

Applications scored with hundreds of signals beyond FICO. Approval rates up, default rates down.

LAYER 03
KYC & Onboarding Automation

Identity verification, document checks, and sanctions screening in under sixty seconds.

LAYER 04
Transaction Monitoring

AML/CFT rules plus ML-based anomaly detection. False positives collapse, true positives rise.

LAYER 05
Customer Support Intelligence

AI-handled tier-1 inquiries with full transaction context. Human support only touches the hard cases.

LAYER 06
Executive Risk Dashboard

Portfolio health, fraud trends, underwriting performance, unit economics — one live picture for leadership.

A possible path · Not a proposal

Start Small.
Win Fast.

No three-month discovery phases. No decks that pretend to be strategy. Ship one layer, prove the numbers, scale.

WEEK 01
Diagnose

Operational audit against the system you actually run — and the one you think you run.

WEEKS 02—03
Pilot

Build one capability layer on your real data. Small surface, production-grade quality.

WEEK 04
Measure

Hard numbers against baseline. Ship, scrap, or expand — data decides, not feel.

MONTH 03+
You Own It

Documentation, training, handover. Pulso stays on retainer only if the system still needs us.

Pulso AI · Direct contact

The Industry Is Moving.
Let's Build The Layer
Together.

One call. Thirty minutes. We tell you which layer ships first — or we tell you you do not need us yet. Honest either way.

Free 30-minute operational diagnostic No pitch · No deck · Just the map of what to ship first
Pulso AI
A Vaulte Media company
Monterrey · Mexico · Global
© 2026